Uninsured and underinsured motorist coverage provides compensation from your insurance company if the person responsible for the accident does not have enough insurance to cover the damages or does not have an insurance policy. To better understand this type of coverage, it's important to have a good understanding of how auto insurance works....
f you are in a car accident, what happens if the person at fault in an accident has no insurance? In such a situation, to recover compensation, you will either have to make an uninsured motorist claim with your own insurer or file a lawsuit against the at-fault driver....
