Does a personal injury claim affect car insurance? The effect on your car insurance premiums following an accident can differ; they might increase or remain unchanged based on your circumstances. Insurance companies are profit-driven, earning money by collecting more in premiums than they disburse in personal injury claims. As these companies are responsible for covering claims when their insured clients are at fault, they have a strong incentive to identify higher-risk drivers and raise premiums accordingly to balance their expenses....
Barrington, IL (September 24th, 2024) – A woman accompanying her child on medical transport suffered injuries in an ambulance accident on Sunday night. She was taken to Advocate Shepherd Hospital with non-life-threatening injuries....
Long Grove, IL (September 18th, 2024) – An Illinois Department of Transportation (IDOT) employee suffered non-life-threatening injuries when he was struck by a motor vehicle while directing traffic in a road construction zone along Route 22 in Long Grove. The accident occurred shortly before 8:20 a.m. on Wednesday....
Fox River Grove, IL (September 10th, 2024) – A driver with a BAC level of 0.235 allegedly caused an auto accident in Fox River Grove that left five people injured. ...
Car accident settlements aren't determined by a fixed formula, but rather a negotiation process that considers various factors. These include the type and severity of your injuries, the damages you’ve suffered, the insurance policies and other sources of recovery available, and comparative negligence. The skill and experience of the victim's attorney in negotiating with insurance companies and presenting evidence to support the claim can also influence the settlement amount....
Head injuries, whiplash, spinal cord injuries, broken bones, and emotional injuries like post-traumatic stress disorder (PTSD) are some of the most common types of car accident injuries. Any accident, regardless of its severity, can cause injuries that affect your health, well-being, and finances for years or the rest of your life....
Proving fault in a car accident claim usually involves a thorough investigation, gathering evidence like photographs and videos of the accident scene, police reports, and witness statements, and consultation with a car accident attorney. Knowing how to prove fault in a car accident case is essential to obtaining compensation for your losses....
After an accident, you may be wondering, “do I need a lawyer for a car accident?” A car accident lawyer can provide legal expertise, investigation and negotiation skills, and court representation. An Illinois car accident lawyer can help you obtain fair compensation for your injuries and losses....
Knowing what to do after a car accident can make a significant difference in your ability to recover compensation for your property damage, bodily injuries, and other losses. After an accident, it is crucial to assess the situation and stay at the scene, exchange information with the other party, report the accident, document and gather evidence, and seek medical treatment. ...
