Uninsured/Underinsured Motorists

Illinois Auto Accident Lawyer

Many times negligent drivers lack adequate auto insurance coverage.  If you have been involved in an accident with an uninsured or underinsured motorist, you may fear that you are left without recourse for your injuries and property damages.  Do not fear – even if the negligent driver is underinsured or lacks auto insurance altogether, you may still be entitled to compensation for your injuries and property damages under your own insurance policy.

If you have suffered injuries and/or property damages as a result of a negligent uninsured or underinsured motorist, the experienced Lake County uninsured motorist attorney Bogdan Martinovich can explain your rights and remedies to you.  He has years of experience communicating and negotiating with insurance companies and can advocate on your behalf in order to obtain the most favorable settlement.

Uninsured Motorist Provision

Most insurance policies include a provision that provides coverage to the policyholder in the event that the at-fault party to an accident does not have insurance or lacks adequate insurance coverage.  Under these provisions, your insurance company assumes the role of the at-fault party and pays for any damages or injuries sustained in the accident.  Uninsured motorist provisions can be complex and confusing so you may wish to consult with a skilled auto accident attorney like Lake County auto accident attorney Bogdan Martinovich.

You may be reluctant to make a claim against your own insurance company but it is important to remember that your insurance company has already designated money to settle claims for uninsured motorists.  By paying the premiums on your auto insurance policy, you are entitled to compensation in the unfortunate event that you are injured by an uninsured or underinsured motorist.

Experience with Insurance Claims Process

Oftentimes insurance companies are difficult to deal with – even if you are dealing with our own insurance company.  Insurance companies can make it difficult to obtain the full compensation to which you are entitled.  Because they are in the business of making money, insurance companies frequently use formulaic evaluations to determine the amount of compensation to be paid, instead of evaluating the individual merits of a particular claim.

Skilled Lake County Uninsured Motorist Accident Attorney Bogdan Martinovich has significant experience communicating and negotiating with insurance companies for all types of auto accident claims, including uninsured or underinsured motorist claims, as well as pedestrian accidents and accidents caused  by alcohol use or cell phone use.  He understands the claims process and can provide the necessary information to insurance companies in order to effectively obtain the compensation that you need and deserve.

Contact Us for a Free Consultation

Contact Lake County uninsured/underinsured motorist accident attorney Bogdan Martinovich at (847) 996-1350 to schedule a free initial consultation if you have suffered injuries or damages in an accident with an uninsured or underinsured motorist.